一种业务处理方法及系统技术方案

本发明专利技术公开了一种业务处理方法和系统，均可针对用户业务建立用户消费详情记录表；在扣费时，按照顺序进行扣费，并记录扣费详情信息；在补款时，查询本月和上月的扣费详情记录，据此确定补款账号和补款额度。本发明专利技术方法和系统，通过记录短信、在信、彩信业务的扣费和回滚详情，用以确定扣费和补款账户，避免补款所造成的各种资源错误使用。一方面保障了短信、在信、彩信业务扣费和补款时用户和运营商之间相对公平；另一方面防止了人为恶意的使用短信、在信、彩信回滚的漏洞来获取非法的利益，保障了运营商的利益。因此该方法和系统具有非常高的经济效益和技术价值。

Service processing method and system

The invention discloses a service processing method and system for business users can establish consumer records in details; buckle time-consuming, deductions in accordance with the order, and record the details of chargeback information; fill in payment, check this month and last month payment details, according to determine the account and fill up the amount of money. The method and the system of the invention record the short message, the deduction and the rollback details of the letter and the MMS service to determine the deduction fee and the supplementary account, so as to avoid the wrong use of various resources caused by the supplementary payment. On the one hand to protect the user in the letter between SMS, MMS, chargeback and replenishment and operators is relatively fair; on the other hand to prevent the malicious use of SMS, MMS, rollback in the letter's vulnerability to obtain illegal interests, protect the interests of operators. Therefore, this method and system have very high economic and technical value.

【技术实现步骤摘要】

【技术保护点】
１．一种业务处理方法，其特征在于，针对用户业务建立用户消费详情记录表，该方法还包括：扣费时，按照顺序进行扣费，并记录扣费详情信息；补款时，查询本月和上月的扣费详情记录，据此确定补款账号和补款额度。

【技术特征摘要】

【专利技术属性】
技术研发人员：侯智荣，
申请(专利权)人：中兴通讯股份有限公司，
类型：发明
国别省市：94