The invention discloses a method for using electronic checks for the transaction, the method is: the first server has electronic check management function to receive payment through electronic check a user sent by the mobile terminal; the first server to the terminal equipment through the electronic check is sent to the receiving user opened for the endorsement; the first server receives the user returns the collection through the electronic check endorsement, and send it to the receiving server second user registration fees, the second servers belonging to the bank system. In this way, the user is no longer limited by time and place, can at any time according to their own needs to use electronic check transactions, resulting in is greatly convenient for the user, to enhance the user experience. The invention also discloses a corresponding communication device and a communication system.
【技术实现步骤摘要】
【技术保护点】
一种使用电子支票进行交易的方法,其特征在于,包括步骤: 具有电子支票管理功能的第一服务器接收付款用户通过移动终端发送的经过开立的电子支票; 所述第一服务器将所述经过开立的电子支票发送至收款用户的终端设备进行背书; 所述第一 服务器接收所述收款用户返回的经过背书的电子支票,并将其发往收款用户注册的第二服务器进行费用结算,所述第二服务器归属于银行系统。
【技术特征摘要】
【专利技术属性】
技术研发人员:张雨廷,黄晓庆,杨志强,于蓉蓉,赵立君,郭漫雪,黄更生,
申请(专利权)人:中国移动通信集团公司,
类型:发明
国别省市:11[中国|北京]
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